North Carolina Gov. Roy Cooper announced this afternoon at 3 pm that he is extending his Stay-at-Home order through May 8 with a Phased Plan to re-open the North Carolina economy. Below is the planned Phased approach that includes 3 distinctive phases.

Data released during today’s press conference from the NCDHHS shows that the curve has been flattened. However, the state is utilizing a 14 day benchmark to see reductions in cases, positive tests, and overall hospitalizations before lifting restrictions any further.



  • DMV: Both DMV offices in Wilmington are appointment only. Driving tests have been temporarily suspended except for CDL.The DMV office in Burgaw is closed until further notice.
  • Lottery: The NC Education lottery has closed all claim centers through at least March 31st.
  • Pender County: Pender County officials urge residents to call or email county departments for assistance before visiting county offices. Effective Wednesday, March 25, the county requires appointments for in-person visits.


Crisis Resources from Geri Lail at Thomas Judy and Tucker PA:

WRAL Unemployment Resources:

WRAL Support Local:

NCRLA Resources:

From Joe Schmidt: Most SBA loans require the following… folks could start on these docs before making any decisions:
1. FORM 1919 on any owners, key officers/managers – please review the form, fill in the blanks, and answer all questions, sign and date (initials where indicated).
2. FORM 4506 – one representative can sign and date for the company.
3. Tax Consent Form – one representative can complete, sign, and date for the company
4. Articles of Organization (including any amendments)
5. Trade Name Certificate (if any)

TowneBank Resources:

Stream the WRAL Daily Coronovirus podcast for the highlights of 4.9.20webinar.

Paycheck Protection Program

WDI Small Business Loan Program

Local community colleges offer valuable services and resources for small business owners:

UNCW also offers many resources for business including free, personalized, business consulting:


Small Business Loans and Grants Economic Injury Disaster
Loans Small business owners in all U.S. states and territories are currently eligible to apply for low-interest Economic Injury Disaster Loans (EIDL) of up to $2 million that can provide vital economic support to help overcome the temporary loss of revenue due to the COVID-19 response. Applicants may request an advance in the amount of $10,000 to be delivered within three days of the request.
Small Business Loans
Paycheck Protection Program Small Business Administration 7(a) Loan Expansion
The stimulus bill includes the creation of the Paycheck Protection Program (PPP) that allows eligible small and medium sized businesses to apply for an expanded SBA 7(a) loan program. The traditional 7(a) eligibility requirements will not apply. Instead, all businesses with fewer than 500 employees are eligible including self-employed individuals, sole proprietors, independent contractors, nonprofit organizations, and tribal businesses. Under this expanded program, certain 7(a) loan requirements such as personal guarantees, SBA fees and collateral requirements, will be waived. 
Business Administration
Emergency Sick Leave and Medical Leave
Congress has adopted a new mandate on all employers requiring 10-days of paid sick leave for employees affected by COVID-19. In addition, employees may be eligible for 12-weeks of paid leave under the Family and Medical Leave Act if their son or daughter’s school closes or they otherwise have child care issues due to COVID-19. These mandates take effect on April 1.
Families First Coronavirus Response Act
Employee Retention Credit
Eligible employers are allowed a credit equal to 50% of qualified wages with respect to each employee, on a quarterly basis. An eligible employer means any employer carrying on a trade or business in 2020 during which in any calendar quarter: • The operation of the trade or business is fully or partially suspended during the appropriate calendar quarter due to orders from an appropriate governmental authority limiting commerce, travel, or group meetings due to COVID-19; or • The trade or business experiences a significant decline in gross receipts, with a 50% decline in gross receipts when compared to the same quarter in the prior year. Businesses remain eligible until their gross receipts recover to 80% when compared to the same quarter in the previous year.
Delay of Employer-Paid Payroll Tax Payments
Employers and self-employed individuals may defer payment of the employer share of Social Security taxes they are responsible for paying. This allows employers and self-employed individuals to save temporarily on the 6.2% Social Security tax on wages.
Waived Penalties for Early, Coronavirus-Related Withdrawals from Retirement Funds
Taxpayers will not have to pay the 10% early withdrawal penalty for distributions up to $100,000 from qualified retirement accounts. Taxpayers will have three years to pay taxes on income from such a distribution, and The taxpayer may recontribute the funds to an eligible retirement plan within three years without regard to that year’s cap on contributions.
Net Operating Loss (NOL)
Modifications For income tax purposes, NOLs arise when allowable deductions of a business exceed their taxable income. Under current law, businesses can carry forward NOLs indefinitely to oset against future taxable income, but losses may not exceed 80% of taxable income in any tax period. NOLs may no longer be carried back and used to oset tax liability in prior years.
Other Business/Housing Resources
Multifamily and Affordable Housing Resources
Legal Resources

All North Carolina public schools are closed to in-person instruction through May 15th.

Brunswick County:
Making plans for online learning, but not currently requiring student participation.

New Hanover County:
The NHCS Division of Instruction and Academic Accountability is developing a plan for learning continuity, including online resources and print materials for supplemental and new learning in grades K-12, Career Technical Education, Special Education, and Early Childhood Services.

March 24-March 31 have been designated training and development dates for teachers.  April 1 has been designated as a launch date for all courses, with teachers focusing on assessing student access, orientation, and reconnecting with students and families through April 3.

For traditional calendars, Spring Break will remain on April 6 through April 13. Spring Break remains unchanged at this time on other calendars.

Pender County:
Officials with Pender County Schools have installed wi-fi hotspots at the county’s three traditional high schools to help students stay connected to their teachers. School buses in Pender County will be drop off meals at dozens of locations throughout the county for students in need.

  • Battleship NC: Closed TFN.
  • Cameron Art Museum: Closed TFN.
  • Cape Fear Museum: Closed TFN.
  • Fort Fisher State Recreation Area: Closed TFN.
  • Freeman Park: Closed TFN.
  • Kure Beach Pier: Closed TFN.
  • NC Aquarium at Fort Fisher: Closed TFN.
  • North Carolina Maritime Museum at Southport: Closed TFN. Offering online learning opportunities



Many of you are asking how you can help support our healthcare workers on the front line during this pandemic.

We are humbled by the outpouring of support from our community in our fight against the coronavirus outbreak. Your generous gifts will help us protect our clinical teams and ensure they remain at the forefront of care for people in our communities. There are several ways you can contribute, and no contribution is too small. Many of these needs are outlined on

In addition, many local businesses have expressed interest in providing meals to our team. To keep our communities and teams safe, please email to coordinate drop off of items or food.


Food Lion Customers Can Now Donate Shop & Earn MVP Rewards to Help Feed Neighbors in Their Communities. New Option Gives Customers Ability to Help Neighbors in Need While Purchasing Items They Already Shop For…

Find Out More!